Microfinance Banana Skins 2011

2009 position in brackets

Biggest risks

1 Credit risk (1)
2 Reputation (17)
3 Competition (9)
4 Corporate governance (7)
5 Political interference (10)
6 Inappropriate regulation (13)
7 Management quality (4)
8 Staffing (14)
9 Mission drift (19)
10 Unrealisable expectations (18)
11 Managing technology (15)
12 Profitability (12)
13 Back office (22)
14 Transparency (16)
15 Strategy (-)
16 Liquidity (2)
17 Macro-economic trends (3)
18 Fraud (20)
19 Product development (24)
20 Ownership (17)
21 Interest rates (11)
22 Too much funding (25)
23 Too little funding (6)
24 Foreign exchange (8)

Fastest risers

1 Competition (3)
2 Credit risk (1)
3 Reputation (11)
4 Political interference (7)
5 Mission drift (13)
6 Strategy (-)
7 Staffing (20)
8 Unrealisable expectations (17)
9 Profitability (9)
10 Inappropriate regulation (22)
11 Corporate governance (12)
12 Management quality (18)
13 Ownership (16)
14 Liquidity (5)
15 Product development (24)
16 Macro-economic trends (2)
17 Managing technology (23)
18 Interest rates (10)
19 Fraud (14)
20 Transparency (21)
21 Back office (19)
22 Too much funding (25)
23 Too little funding (6)
24 Foreign exchange (8)